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Small, intentional changes early in the year can lead to significant savings over time.
Here are experts who share toprecommended ways to help you get started in your 2025 journey to frugalness.
Jimenez noted the same.
One impactful change she recommended is to evaluate subscriptions and recurring expenses.
Cancel services you rarely use or downgrade plans to save on monthly costs, she said.
Grocery shopping is another area where frugality shines.
Planning meals, shopping with a list, and usingstore loyalty programs or appslike Ibotta can reduce unnecessary spending.
Jimenez noted that creating a detailed budget is essential.
You should create one that tracks both fixed and variable expenses, she said.
Tools like Mint or YNAB make this process simple and ensure youre aware of where your money is going.
Jimenez shared the same approach.
She also recommended automating contributions to savings accounts to make the process effortless.
By adopting these habits, youll set yourself up for afinancially mindful and productive year.
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