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Butpersonal financecoach Steve Chen wants to change that.

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He also included the No.

1mistake he sees holding them back from success.

And it can be a great credit-building tool.

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In fact, you could call his current coaching ofinvesting, money managementand wealth-building tutoring.

And fortunately, in another Instagramvideo, he suggested a few to start with.

The No.

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Specifically, being blind to the fact that many people go into debt just to look rich.

All show, no dough, if you will.

Trust me, Chen said, people are rarely as wealthy as they appear online.

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That can make you feel defeated in your own career.

Basically, they are watching a highlight reel of others lives, which makes their own life seem dull.

This can kill the energy and drive youll need to succeed.

So instead of watching someone elses past, focus on moving forward with your own future.

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