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To keep from backsliding, she added, its a great idea to track your income and expenses.

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In fact, aCBS news pollfound that Americans incomes havent been keeping up withinflationthis year.

To fight this and tighten your grip on the middle class, Aclado advised diversifying your income sources.

Consider wise investments, and readjust your budget as needed.

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Youre Not Achieving Homeownership

This is one of the distinguishing hallmarks of middle-class status, said Aclado.

That said, home prices have doubled in the last decade, according to data from theSt.

Louis Fed, and its not an easy feat.

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But its something experts say you should strive for for financial security.

There isnt any middle ground to it.

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