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1 thing keeping you from becoming a multimillionaire, according to Ramit Sethi.

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Standard personal finance advice says to build for your future by socking away 10% of your income.

It also keeps personal finance in the back of your mind so that you make consistently better decisions.

There are countless apps that can give you an overview of your financial life.

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That means more disposable income for you to buy all those shiny things you couldnt afford beforehand.

Its called lifestyle creep, and it keeps you broke no matter how high your salary rises.

So focus on earning, keeping your costs down and investing.

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