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Working to improve your credit score will help you qualify for better credit cards in the future.
This choice requires self-awareness about your spending habits and what perks you value in a credit card.
Sethi recommended a cashback card, where youll get a percentage of cash back on purchases.
Its ideal for those who value simplicity and want consistent rewards without any extra effort.
This approach can help you manage your finances more easily and build a solid credit foundation.
Using different cards for specific spending categories like fuel and travel can maximize rewards.
Good credit usually requires a credit utilization rate below 30% which requires responsibility and self awareness to maintain.
Its still important to maintain simplicity in your credit strategy, according to Sethi.
Keeping to a few strategically chosen cards will streamline your financial management and keep your credit health robust.
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