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Couple preparing to sign a contract of sale and having second thoughts.

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His clients, lets call them the Millers, were retired.

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One of them was on disability, so he was no longer able to work.

They really wanted to move to an area where they could see their grandkids.

I think its important to have that objective decision-making sounding board alongside you, he said.

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Financial advisors also advise homeowners on building anemergency fundthey can access without being penalized when needed.

End recommends putting money in a high-interest checking account rather than a CD.

If you experience a layoff, unemployment insurance may not be enough to make your mortgage payments.

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Its an interesting time to buy a house in 2024, said End.

Buyers eagerly wait for the FEDs decision in September to see if the interest rates will go down.

But they also wonder if they should invest in a home now because there will be more buyers later.

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