GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Young woman having manicure treatment in a beauty salon.

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you might read more about oureditorial guidelinesand our products and servicesreview methodology.

With smart strategizing, you’re able to live your best rich lifeaffordably.

facebook sharing button

According toAndrea Woroch, nationally-recognized consumer finance and savings expert, it all comes down to getting creative.

A Partial Massage

Woroch recommended being savvy at the spa.

Or grab a discount restaurant certificate from Groupon.

twitter sharing button

And so it doesnt get in the way of other bigger, important goals youre working toward.

She said this passive income can help you afford more without spending your hard earned dollars.

Before you buy anything brand new, think about other buying options.

linkedin sharing button

Woroch also recommended always looking for gently used or refurbished options.

She added that it’s possible for you to find cash back cards at sites like CardRates.com.

She continued, Or earn free gift cards by taking pictures of your receipts using the free Fetch app.

email sharing button

More From GOBankingRates

Share This Article:

The Latest inSaving Money