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Making ends meet can be tricky in todays economy but fortunately, the right strategy can really help.

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Kaden suggests that you start planning for the start of the year well ahead of time.

Dont Overspend on Gifts: Remember, Its the Thought That Counts!

This tip is likely going to be a challenge: After all, who doesnt love giving gifts?

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Many people love to shower presents on their family and friends.

Going all-out in the holiday season is festive, fun and exciting.

That is, its fun until you look at your credit card statement.

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Instead of overspending on presents, look for lower-cost ways to show your love.

Just a quick heads-up that no spend means no spending on non-essential items.

Of course, youll still need to buy groceries and pay the bills.

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Open a Retirement Account

Its never too early to start planning for your retirement.

But if you havent started saving yet, dont panic!

Kaden admitted she didnt start investing until later in life.

The truth is, its never too late to begin investing in your future, either.

Kaden suggested opening a Roth IRA as soon as possible.

Take the time to set one up and choose the investment portfolio thats right for you.

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