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In arecent episode, Dunlap shared three money habits shes changing as she gets into her 30s.

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Heres what those are and how adopting them mightimprove your financial life, too.

Part of that, shes realizing more and more as she ages, is investing in health.

Financial Legacy Planning

Dunlap is also focusing more on financial legacy planning as she moves deeper into her 30s.

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For her, thats meant creating a will and investing in life insurance.

Wills are legal documents that ensure your assets are distributed according to your wishes.

Life insurance is a smart bet for parents with children.

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Its also great to have if youre married or in a long-term relationship.

If something happens to you, your life insurance payout will help the people you care about move forward.

Other financial experts have slightly different takes.

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You may want to do more research if youre unsure whether a policy is right for you.

Set Financial Boundaries

Finally, Dunlap said shes settingmore financial boundariesin her 30s.

She talks about how many of us spend our 20s trying to impress others.

Your 30s, according to Dunlap, should be about impressing yourself.

Your 30s can be a good time to reconsider your full financial picture.

For example, you might ask yourself questions like:

It can be tough to changelong-standing spending habitsovernight.

So, dont beat yourself up if you struggle initially.

The key is to simply stick with it.

As long as you do that, your 30s should be a great decade for you financially.

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