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Here are three key signs thatdelaying Social Security benefitsmight not be your best option, according to experts.
Its a risk you better weigh carefully.
This allows you to receive a smaller monthly benefit over a longer period of time.
You Need the Additional Income
Some people may have little choice in when they retire.
Claiming benefits early can provide some financial relief if youre unable to work and need immediate income.
The average survivor benefit is $1,823 as of January 2025, according to theSocial Security Administration.
This is after the 2.5% cost of living adjustment (COLA).
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