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The survey found that electricity costs ranked as the No.

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2 most stressful household expense, just behind rent or mortgage payments.

In addition, 41% of Americans said they have occasionally lost sleep over their power bill.

Yet, many Americans feel powerless when it comes to lowering their bills.

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Here are some of the common barriers Americans face whentrying to lower their electricity bills.

However, paying the larger upfront cost to switch to efficient appliances is usually worth the investment.

Lower monthly bills help offset the initial investment over time, Quinlan said.

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In addition, cutting back on electricity use is often quite challenging.

Of course, that means changing your habits and sacrificing comfort, which isnt always practical, Quinlan said.

You might not set your local utilitys rates, but you still have options, Quinlan said.

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First, look to see if you live in one of the 13 states with deregulated energy markets.

If you do, you could get a lower supply rate.

However, there are a few easy steps anyone can take.

That single step knowing and adjusting your rate can immediately start saving you money.

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