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According to Gabe Krajicek, CEO ofKasasa,retirement plans and healthcare could also be affected.
Its also important to have some liquidity, he said.
Access to cash for unexpected expenses will be critical, especially as healthcare costs might rise.
Garcia agreed that diversifying savings accounts can help finances withstand uncertainty.
Allocating to CDs will have a fixed return, which is secure.
Locking in rates now can provide stability in a potentially volatile financial climate.
Trumps policies are likely to encourage economic growth, resulting in a rise in interest rates, he said.
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