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Key factors found include each citys livability index, total population, total households and household median income.

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Each locations average expenditure costs were calculated using thecost-of-livingindexes and national expenditure costs for a family of four.

Other sourced factors also include the average single family home value and average monthly mortgage.

In many cases, the closest major city outside of the city/county mentioned in the article was used.

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GOBankingRates found the median national income from the United States Census American Community Survey.

The Pew Research Center defines the middle class as two-thirds the median income to double the median income.

The median income for each city was found from the Census American Community Survey.

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For each middle-class city, the livability index was sourced from AreaVibes.

The average single family home value was sourced from Zillow Home Value Index for September 2024.

All data was collected on and is up to date as of Oct. 23, 2024.

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