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These tips cover various aspects of daily life, from home improvements and banking to travel and healthcare.

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Here are 21 of the best AARPmoney-saving ideas for retirees.

Add insulation to your attic.

Check for banking deals.

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Some banks offer 4-5% interest on savings accounts.

Use a robo-adviser for investing.

Wait to buy sports tickets.

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Prices for most regular season games usually drop as the event approaches.

Try outpatient surgery centers.

Join a dental savings plan.

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These plans offer discounts averaging 50% and typically cost about $150 per year.

Use free TV streaming services.

Buy a refurbished phone.

Clean your dishwashers drain trap.

With typical use, clean the trap about once a month to prevent clogs and extend your dishwashers life.

Use dynamic pricing for electricity.

Running appliances at off-peak times can save $60 to $240 per year.

Theoverall insurance marketis very competitive, so shop around for better deals.

Take a safe driving course.

This can lead to insurance discounts up to 25% on key coverage areas.

Use AARP member benefits.

These include discounts on prescriptions, vision care, and up to 35% off car rentals.

Consider hostels for travel.

Many now cater to older travelers and can be cheaper than other local accommodations.

Use cruise control on highways.

This can improve gas mileage by 15-30% percent on long and level stretches.

Pick up online purchases in-store.

This can help you avoid shipping fees on purchases below the average free-shipping threshold of $64.

Have a separate email for shopping.

Use this for retailer promotions to keep your main inbox clear.

Let leaves decompose naturally.

Skipping leaf removal could save you an average of $300 that landscapers would charge.

Lower your water heater temperature.

Setting it to 120 degrees instead of 140 could save you more than $400 a year.

This can save up to $100 per year on standby power use, according to theU.S.

Pack your own airplane meals.

Bringing food from home can save about $25 per couple on a round trip.

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