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Some say the middle class is shrinking.

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Some say it isnt.

Regardless, were still talking about millions and millions of people.

Additionally, most Americans identify as middle class.

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Across all income levels, tons and tons of people want toretire early.

The middle class is no exception.

But early retirement can often fail to launch or, whats worse, launch and then fail.

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Its necessary to budget aggressively and minimize spending if you want to meet your goal of an early retirement.

Due to house prices, all of them are in New York or Hawaii.

See other cities to avoid in retirement as well.

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GOBankingRates found the cost-of-living indexes for the most expensive cities in the country, as sourced from Sperlings BestPlaces.

Using this data, the percentage of the population ages 65 and over was calculated.

The livability index was sourced from AreaVibes for each location.

The average single family home value was sourced from Zillow Home Value Index for September 2024.

All data was collected on and is up to date as of Oct. 16, 2024.

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