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The economic bind on middle-class Americans feels tighter than ever.

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Curious whether your state falls on the list?

Hoping to see your dream retirement state make the cut?

See the 20 mostaffordable states for middle-class families.

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Maryland

2.

Illinois

3.

Iowa

4.

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Minnesota

5.

Kansas

6.

Nebraska

7.

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North Dakota

8.

Virginia

9.

Pennsylvania

10.

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Michigan

11.

Ohio

12.

Missouri

13.

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Indiana

14.

Texas

15.

Oklahoma

16.

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Wisconsin

17.

Louisiana

18.

South Dakota

19.

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Connecticut

20.

The average single-family home value was sourced from Zillow Home Value Index for December 2024.

Using the average mortgage and average expenditure costs, the average cost of living was calculated.

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All data was collected on and is up to date as of Feb. 11, 2025.

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