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Organized in alphabetical order, here are 20 of the best banks fordiversifying your money.
Ally
Ally received a 4.8 GBR rating in best online banks.
The online bank ranked in the top 10 for best CD rates of 2025.
The annual percentage yield (APY) is currently up to 4.05% for CDs.
BankUnited
BankUnited received a 4.3 GBR rating among the Best Banks of 2025.
Barclays
Barclays ranked among the 10 winners of the years best CD rates.
The APY is now 4.00%.
The online bank also received honors for best checking accounts.
Currently, the savings APY is 3.70%.
Citi
Citi offers up to 4.35% savings APY.
The bank was named best in several categories, including national banks, checking accounts and premium checking.
Discover
Discover offers some of the best CD rates of 2025: up to 4.10% APY.
These accounts currently have a 4.30% APY.
First Internet Bank
At First Internet Bank, customers receive up to 4.20% APY on CDs.
First Internet Bank was named the Bronze Winner for best CD rates of 2025.
GO2Bank
Neobank GO2Bank was named one of the 10 winners for best high-yield savings accounts.
These accounts have a 4.50% APY.
Currently, these accounts have a 4.50% APY.
The online bank also was named among the best for online banking platforms.
SoFi
SoFi was named one of the Best Banks 2025 and best in checking accounts.
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