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Financial expert Anthony Termini fromRetireGuideshareswhat you should hang onto even when moneys tight.

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That Reliable Used Car

Termini learned this lesson early.

When I was a very young kid, my dad bought a late-model used car.

Everybody thought it was new; his co-workers, our neighbors and certainly me, he recalled.

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Buy used, maintain well, and keep driving.

Quality Stock Investments

Heres where Termini shares a painful personal lesson.

Never sell a high quality stock, Termini said.

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Regular maintenance costs way less than car payments.

Keep what works, take good care of it and let time work in your favor.

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