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Its a season for spending on experiences and memories that last a lifetime.
Youd be surprised how much you might save just by making a phone call, she said.
Abid Salahi, finance expert and co-founder ofFinlyWealth, also recommended taking advantage of this season.
Fall presents unique opportunities for savvy savers to bolster their finances before winter arrives.
With that in mind, here are 12 proven ways tosave money as the leaves change color.
Embrace Seasonal Produce
Fall harvests bring an abundance of affordable, nutritious produce.
Apples, pumpkins, squash and root vegetables are not only cheaper but also store well, said Salahi.
I once advised a client to start visiting local farmers markets in the fall.
She reported saving over $200 monthly on her grocery bill while enjoying fresher, more varied meals.
Conduct an Energy Audit
As temperatures drop, heating costs rise.
Shop Smart for Winter Gear
Fall is the perfect time to stock up on winter essentials.
Retailers often offer pre-season sales on coats, boots and cold-weather accessories.
This strategy involves selling investments at a loss to offsetcapital gains taxes, Salahi noted.
Its complex, so consult with a financial advisor, but it can lead to substantial tax savings.
Salahi recommended using price-comparison tools and setting up fare alerts to catch the best deals.
Prepare Your Vehicle for Winter
Routine maintenance in the fall can prevent costly repairs in winter.
This proactive approach can save you money and help ensure your safety.
Take Advantage of Free Fall Activities
Fall offers many free or low-cost entertainment options.
This allows you to allocate more money toward savings or debt repayment, said Salahi.
This approach, Salahi explained, helps avoid last-minute panic buying, which often leads to overspending.
These maintenance activities are often cheaper to do in the fall before the demand for such services increases.
Compare credit card offers, savings account rates and loan terms.
Many financial institutions offer promotional rates during this time to attract customers before the year-end.
Implementing these strategies can lead to substantial savings, Salahi added.
Remember, the key to successful saving is consistency and planning.
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