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Naples, Florida, USA downtown skyline at dusk.

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Here are 12 cities wealthy retirees should consider.

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Also seethe three best and worst states for a luxurious retirement in 2024.

Theres a vibrant restaurant and art scene for those who arent interested in taking up golf and tennis.

But dont worry, golf enthusiasts Naples has you covered too.

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And heres the cherry on top: Florida has no state income tax.

That means more money in your pocket for those beachside cocktails!

Miami: Retirement With a Side of Excitement

Who says retirement has to be quiet?

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If youre looking for a bit more buzz, Miami might be your perfect match.

Werner agreed, adding, Miami has a more vibrant city feel with activities and events during the off-season.

Austin, Texas, might be calling your name.

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Stevenson painted a tempting picture: Austin offers a vibrant culture,booming real estateand outdoor activities.

Its got a lively scene of music, dining and nature with upscale neighborhoods.

And dont forget like Florida, Texas has no state income tax.

More money forlive music and barbecue!

Scottsdale is ideal for sunny weather, desert beauty, luxury real estate and art culture, Stevenson said.

Its a golf paradise, with plenty ofarts and year-round outdoor activities.

Charleston is ideal for Southern charm,luxury waterfront homesand rich history, Stevenson said.

Youve got historical tours, fine dining and coastal relaxation.

South Carolina also doesnt tax Social Security benefits, and property taxes are relatively low.

More money for shrimp and grits!

San Miguel de Allende offers an unbeatable combination of culture and comfort while being cost-effective, Grigoropoulos said.

Living expenses are 43% lower than in New York, and rent is 72% cheaper.

Retirees can enjoy a high quality of life at a fraction of the price.

Grigoropoulos also loves Lisbon.

Lisbon offers the European lifestyle at a bargain price.

First is Bal Harbour, Florida.

According to Werner, its a very walkable town with great beaches.

Then theres Key Biscayne, Florida.

Werner described it as having a small town feel while still being close to Miamis bustle.

You could also look into Jupiter, Florida.

According to Werner, its great for those wanting that country club feel all year round.

Dont forget about West Palm Beach, Florida.

Reiner loves it for the luxury homes and condos, beach access, and well-groomed golf courses.

And finally, theres Boca Raton, Florida a high-end city with stunning housing, Reiner said.

Its perfect for long days at the beach and glam nights out.

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