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Lakeland, Florida, USA downtown cityscape on the lake at twilight.

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Ah, Florida.

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Its on the vision board for manyretirees.

But theres one problem not all Florida towns are created equal when it comes to retirement.

Here are the 11worst Florida towns to retire in.

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A lot of retirees struggle to keep up with the high cost of living there.

If you’re free to afford it.

The problem is that most retirees cant.

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It can be hard to find a reasonably priced home in Boca Raton.

Living in Key West could drain savings quickly due to everyday expenses, McCoy said.

Many retirees may need to explore nearby towns for cheaper options, McCoy added.

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Miami Beach

Miami Beach might seem like adream retirement destination, but it comes with significant drawbacks.

Its also a hotspot for tourists which adds to the high costs.

Orlando

Orlando might be great for a family vacation, but its not ideal for retirement.

Orlando is a tourism based economy with theme parks being the main attraction, Washington said.

Which Im all for, but it isnt exactly what most retirees are seeking.

It is an expensive place to visit, and living there also carries a big price tag.

Miami

While Miami offers many amenities, it comes with significant risks.

It is the most hurricane-prone city in the state.

Lakeland

For those who value easy transportation, Lakeland might not be the best choice.

Lakeland is between Tampa and Orlando, which is great if you like to drive, Reiner explained.

However, the city itself gets backed up frequently.

Expect to spend at least a half-hour getting around the town most days.

Most of Florida is fairly muggy, but St. Augustine is really steamy.

That isnt usually attractive to the older population, Reiner said.

The city averages 82% humidity year-round.

This can seem especially harsh for retirees moving fromcooler, drier climates.

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