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Todays digital world makes that even easier with click-and-buy technology and mindless scrolling that feeds impulsive shopping habits.
A recent Ally survey uncovered that nearly half (46%) of Americans letemotions and impulsesinfluence their spending.
It can be hard to develop new money habits and stick to them.
But there are ways to make it easier.
Take things one day at a time and allow yourself to grow into new habits, Howard said.
Here are 11 ways tostick to your 2025 money resolutions.
Confront Your Money Stressors
Howard recommended being aware of how much money you are spending and why.
This refers to spending extravagantly on things you want and cutting mercilessly on everything else, she explained.
Be wary of shopping for fun in your downtime when there isnt an item you need.
This small window of time helps you decide if you really want or need the item.
But she suggested doing it in a way you might not think about.
Budgeting tools and banking appsoften help with the numbers and will send alerts when you hit certain milestones.
Prepare for Possible Financial Setbacks
Its also important to prepare for any potential financial setbacks.
You may need more time to meet that goal, or you may need to reprioritize your goals altogether.
This looks different for everyone.
Identify Your Why
Howard explained that managing your finances isnt only about budgeting skills.
Its also about thepsychology, behaviors and emotionsthat are tied to money.
To make those financial resolutions more achievable, move from what and identify your why, Howard said.
Howard suggested making those things a reality once you understand your motivations.
Building your financial fitness and wellness isnt easy, but itll be worth every penny.
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