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man placing pocket change in bowl.

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But with a little thought, that change can actually add up tosomething useful.

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Here are 10 ways tomake the most of your spare change.

Use it to buy gift wrap, stocking stuffers or a bundle of $10 gift cards.

Pay Down Debt

Using your spare change to pay down debt is another smart move.

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Start by collecting your coins in a jar until you have a certain amount, like $50.

Even small extra payments can help reduce what you owe faster.

Another good use for your spare change is to donate it to charity.

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you’re free to deposit your spare change at your bank and then donate via your debit card.

However, some charities will accept coins.

Donate coins to the Salvation Army by dropping them in the designated red kettles around Christmas.

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Save by Rounding Up

You dont have to pay with cash to benefit from spare change.

Its a way to easily start saving without even noticing.

you might also useapps like Acornsto invest your spare change and grow your savings.

Use it to buy a scratch-off lottery ticket or try a slot machine during a visit to a casino.

Just remember to treat it as a short-lived form of entertainment rather than a serious way to make money.

Its a simple way to avoid scrambling for change at the last minute.

Pay for Small Household Expenses

Coveringsmall household expensesis another way spare change can come in handy.

Visit the self-checkout to feed your change into the kiosk.

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