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You Have an Emergency Fund Covering at Least 3 Months

An emergency fund forms the basis of financial stability.

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And over one-fourth of people have zero emergency funds whatsoever.

This is the median number for this age group.

You Spend Less Than You Earn

Living within your means is a big deal.

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No matter how much they make, many people have a hard time not spending too much.

You Have Clear Money Goals

Setting money goals and working to reach them shows youre smart with cash.

Even if youre still on the way, the fact that you have goals is a good sign.

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You Keep Your Credit Score Above 700

Asolid credit scorehelps you get better interest rates and money opportunities.

It suggests that youve handled your money well enough to support causes that matter to you.

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