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Even if you keep your gifts, travel and entertainment plans modest, these costs can quickly add up.
And really, no one should go into debt over holiday expenditures.
You want your budget to be as realistic as possible to avoid overspending.
But again, youre picking one gift instead of ten.
you’re free to also makehomemade and personal gifts, she emphasized.
There are even apps that help with price tracking for this very purpose.
to be directed automatically into a taxable savings account earmarked for the holidays.
The earlier you start saving, the more youll have to spend come the Thanksgiving and Christmas seasons.
This can be done either all year or just during high-gains periods.
Be careful about buying gifts on free installment plans through the retailer.
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