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Williams has stopped doing things like this.

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Now that I have financial security in my life, saving time is worth more than saving money.

Perhaps you have to say no to your friends destination wedding.

Or you cant go on that weekend trip to wine country with your cousins.

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I would rather create a lifelong experience than save money.

Williams has ditched this frugal habit.

Williams did in his most frugal years.

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These days, Williams gives himself more flexibility.

Hed rather spend cash on dining out than spend time cooking when hes burnt out.

He used to venture to DIY it all.

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For example: moving a couch.

Its aboring and laborious chorethat Williams would rather spend money on handling.

Buying a used couch involves an extreme amount of effort in research, Williams said.

Imposing Your Frugality on Others

Not everyone you know is going through thesame financial experiencethat you are.

Nowadays, I am more willing to do what others want to do, Williams said.

And now I never impose my way of life onto other people.

I am willing to go with the flow.

Overthinking Small Purchases

Did you go ahead and buy that latte this morning?

Did you buy afew extra itemsthan you really needed at Dollar Tree?

If youre frugal, you may have caught yourself by surprise and now be thinkingquite a lotabout your splurge.

When he was ultra frugal, hed harp on any small purchases he made, too.

If youre financially secure and keep your fixed expenses low, its not going to destroy you financially.

Overthinking little purchases is a frugal habit that Williams said hes still trying to break.

Seeking FIRE

In thepersonal finance world, FIRE stands for financial independence retire early.

Its both a method and a lifestyle and its become quite popular.

FIRE preachesextreme frugality and aggressive saving.

Your thoughts fixate on what you lack rather than on what you have.

But its to be intentional with your money so you gainsome financial securityin your life.

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