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For some perspective, living comfortably in San Jose, California, requires more like $266,000 a year.

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The definition of comfortably varies, of course.

GOBankingRates sourced the top 50 cities by population using the U.S. Census American Community Survey.

These include the two most recent years of data released by the US Census.

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Cost-of-living indexes were sourced from Sperlings BestPlaces.

Using the mortgage and expenditure costs, the cost of living was calculated for each city.

All data is up to date as of September 10, 2024.

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