1 Money Factor That Appears To Lead to a Happier Retirement

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Thats the good news.

Heres the bad news: It may not be as easy as you might think.

The problem for many American workers: Forms of guaranteed income are getting rarer,CNBCwrote.

Only about 35% of current retirees have pension income, and that number is likely to shrink.

One reason is that employers have been eliminating pension plans.

If so, the volatility of the markets means that income is not guaranteed.

So, whats left?

Here are three avenues to explore formore guaranteed incomein retirement.

You might consider an annuity.

You could also look into dividend income for a happier retirement.

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Many companies distribute some of their profits to shareholders through cash payments known as dividends.

If you dont have help, though, being a landlord can be a ton of work.

You may want to have some professional assistance in retirement planning.

In fact, it could help you feel better.